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PYPLPayPal Holdings, Inc. Common Stock — stock analysis & sentiment

NASDAQFinancial ServicesCredit Services
$53.72

Last analyzed · v2

Sentiment-2·neutral

PayPal Holdings, Inc. Common Stock (PYPL) last closed at $53.72, in the lower half of its 52-week range of $38.46–$79.22. Composite market sentiment across 2 analyses is neutral (-2 on a −100 to +100 scale), as of Sep 14, 2026.

Produced by the Synoptiv Research Engine from public financial data. Read the methodology.

Full report

Go beyond the overview

The thesis, technical signals, risk levels, and complete evidence — everything the overview leaves out.

What changed

Since the previous analysis (v1) on Jul 29, 2026.

Price
-7.93%

PYPL fell to $53.72, from $58.35 at the previous analysis.

Sentiment▼ -11
-2

Composite sentiment slipped from +9 to -2, still neutral.

News flow
42 new

42 headlines since the last analysis — 4 positive, 3 negative, 35 neutral.

Market cap-8.63%
$45.96B

Market cap fell -8.63%, from $50.3B to $45.96B.

The written analysis on this page was refreshed for v2.

What the data says

An overview of the public data behind PYPL.

At $53.72, PayPal trades roughly in the lower-middle of a wide 52-week band that runs from $38.46 to $79.215. That spread is unusually broad — the high is more than double the low — and the current price sits about 32% below the top of the range while holding around 40% above the bottom. A range that wide over twelve months describes a stock that has repriced substantially in both directions rather than drifting within a narrow channel.

The market is valuing the roughly $46 billion business at about 10.2 times trailing earnings and 9.3 times forward estimates, a modest multiple against the company's own earnings base, with the forward figure sitting below the trailing one. Price to book stands near 2.3. The underlying business carries a profit margin of about 14.4% on revenue growth of roughly 4.8%, so profitability is solid while top-line expansion is single-digit — a combination that sets a low earnings multiple alongside slow growth. A dividend yield near 1.04% accompanies that. Beta of 1.29 indicates the shares have moved somewhat more than the broad market, amplifying index swings in both directions, which is consistent with the width of the 52-week range.

Recent coverage splits between company-specific events and sector-wide framing. The company-specific items cluster around price action and earnings: pieces on a sharp drop in late August, on a 5.9% gain since the last earnings report, and on the gap between steadily growing payment volume and the stock's own path. The rest is industry context in which PayPal appears as one name among several — payment gateway market forecasts, a buy-now-pay-later travel study listing it alongside Klarna and Affirm, a head-to-head comparison with Intuit, and reporting on Block's Square expansion. One headline in the set concerns a separate AI holding and does not bear on the company directly.

Written from public market data. Research, not financial advice — the thesis, signals and risk levels are in the full report.

Price chart

PYPL daily price history.

Market sentiment

A composite of the public market data in this analysis, from −100 (bearish) to +100 (bullish).

BearishBullish
-2
neutral

This gauge blends news tone, analyst views, insider and congressional activity, and price momentum into a single score. The full report breaks down each driver and pairs it with the thesis.

See the full sentiment breakdown in the report →

Key stats

A public snapshot of commonly used market and valuation measures.

52-week range$53.72
$38.46$79.22
Current price $53.72 sits 37% of the way between the 52-week low of $38.46 and high of $79.22.

Profitability & growth

Price & risk

From noise to signal. The full report has PYPL’s thesis, trade signal, and risk levels.

About PayPal Holdings, Inc. Common Stock

PayPal Holdings, Inc. operates a digital payments platform serving merchants and consumers worldwide. Its two-sided network connects the two groups, letting them transact online and in person, send and receive payments, and transfer or withdraw funds. Customers can fund transactions from a range of sources, including bank accounts, PayPal or Venmo balances, credit and debit cards, consumer credit products, cryptocurrencies, and stored-value items such as gift cards and eligible rewards. The company's brands include PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy, which together cover consumer wallets, merchant payment processing, cross-border remittances, and mass payouts. PayPal was founded in 1998 and is headquartered in San Jose, California.

Financial Services · Credit Services

Latest news

Recent headlines related to PYPL, with vendor tone.

PYPL — frequently asked questions

Answered from the public data on this page.

What is the current market sentiment for PYPL?

As of Sep 14, 2026, PayPal Holdings, Inc. Common Stock (PYPL) carries neutral (-2 on a −100 to +100 scale) composite sentiment. The score fuses recent news tone, analyst recommendations, technical posture, insider and congressional activity, and market attention into a single figure. The full breakdown of each component is in the report.

How has PYPL stock been performing?

PayPal Holdings, Inc. Common Stock last closed at $53.72, in the lower half of its 52-week range of $38.46–$79.22.

What is PYPL's market cap and valuation?

PayPal Holdings, Inc. Common Stock has a market capitalization of about $45.96B, a trailing P/E of 10.2, a dividend yield of 1.04%.

What sector is PYPL in, and who are its competitors?

PayPal Holdings, Inc. Common Stock operates in the Financial Services sector, specifically Credit Services. Comparable companies include V, MA, XYZ, FISV, CPAY.

Where can I find a full analysis of PYPL?

The full PYPL report covers the bull and bear cases, technical signals with entry, stop and target levels, complete financial statements, earnings history, insider and congressional trades, and the conditions that would invalidate the thesis. It requires a free account.

Analysis history

Every saved analysis, newest first.