Sign in
First Citizens BancShares Inc logo

FCNCAFirst Citizens BancShares Inc — stock analysis & sentiment

NASDAQFinancial ServicesBanks - Regional
$2,090.36

Last analyzed · v2

Sentiment+21·positive

First Citizens BancShares Inc (FCNCA) last closed at $2,090.36, in the upper half of its 52-week range of $1,623.76–$2,296.30. Composite market sentiment across 2 analyses is positive (+21 on a −100 to +100 scale), as of Sep 27, 2026.

Produced by the Synoptiv Research Engine from public financial data. Read the methodology.

Full report

Go beyond the overview

The thesis, technical signals, risk levels, and complete evidence — everything the overview leaves out.

What changed

Since the previous analysis (v1) on Aug 3, 2026.

Price
-5.77%

FCNCA fell to $2,090.36, from $2,218.44 at the previous analysis.

Sentiment▼ -7
+21

Composite sentiment ticked down from +28 to +21, still positive.

News flow
16 new

16 headlines since the last analysis — 16 neutral.

Market cap-5.22%
$23.61B

Market cap fell -5.22%, from $24.91B to $23.61B.

The written analysis on this page was refreshed for v2.

What the data says

An overview of the public data behind FCNCA.

At $2,090.36, First Citizens BancShares trades closer to the upper end of its 52-week range than the lower, roughly 9% below the $2,296.30 high and about 29% above the $1,623.76 low. That span is wide in dollar terms — more than $670 between the extremes — which is partly a function of the stock's high absolute share price, but it still describes a year in which the shares covered a lot of ground rather than sitting in a narrow band.

The market currently prices the roughly $23.6 billion company at about 11.2 times trailing earnings and 10.5 times forward earnings, so expected earnings are somewhat higher than the trailing figure. Price-to-book sits at about 1.18, a modest premium to the accounting value of the bank's equity, which is a common reference point for regional lenders. Underlying profitability is substantial: a 25.2% profit margin on revenue growing about 8.5%. The dividend yield is small at 0.4%, so most of the return profile here is tied to the share price rather than income. Beta of 0.60 places the stock's historical movement well below that of the broad market, meaning it has tended to swing less than the index in both directions.

Recent news flow is dominated by routine corporate housekeeping: the company declared dividends in July 2025, October 2025, January 2026, and again in April 2026, a steady quarterly cadence with no change in the headline itself. The one company-specific item of a different nature is a February 2026 notice from Pomerantz Law Firm stating it is investigating claims on behalf of investors — a law-firm announcement rather than a company disclosure, and the data here gives no detail on its substance or status. The remainder of the feed — a technology leadership conference promotion, an unrelated shipping company's quarterly results, and another bank's new lending vertical — is newswire material that mentions the sector or simply shares the same distribution channel, not coverage of First Citizens itself.

Written from public market data. Research, not financial advice — the thesis, signals and risk levels are in the full report.

Price chart

FCNCA daily price history.

Market sentiment

A composite of the public market data in this analysis, from −100 (bearish) to +100 (bullish).

BearishBullish
+21
positive

This gauge blends news tone, analyst views, insider and congressional activity, and price momentum into a single score. The full report breaks down each driver and pairs it with the thesis.

See the full sentiment breakdown in the report →

Key stats

A public snapshot of commonly used market and valuation measures.

52-week range$2,090.36
$1,623.76$2,296.30
Current price $2,090.36 sits 69% of the way between the 52-week low of $1,623.76 and high of $2,296.30.

Valuation & size

Profitability & growth

Price & risk

From noise to signal. The full report has FCNCA’s thesis, trade signal, and risk levels.

About First Citizens BancShares Inc

First Citizens BancShares is the holding company for First-Citizens Bank & Trust Company, a retail and commercial bank headquartered in Raleigh, North Carolina. Founded in 1898, it serves individuals, small businesses, professionals, and larger commercial clients through branch locations and online and mobile channels. The company reports in three segments. The General Bank covers consumer and business banking: checking, savings, money market, and time deposit accounts; residential mortgages and commercial loans; brokerage and investment advisory services; wealth planning, trust, and family office services; and payment and treasury products, including a business serving homeowner associations and property management companies. The Commercial Bank provides equipment leasing, capital markets, asset management, factoring, receivables management, supply chain finance, and other secured financing and advisory services, along with commercial deposit products. The Rail segment leases and finances railcars and locomotives for railroads and shippers, with a fleet that includes covered hoppers, tank cars, gondolas, open-top hoppers, boxcars, and flat cars.

Financial Services · Banks - Regional

Related companies

Latest news

Recent headlines related to FCNCA, with vendor tone.

FCNCA — frequently asked questions

Answered from the public data on this page.

What is the current market sentiment for FCNCA?

As of Sep 27, 2026, First Citizens BancShares Inc (FCNCA) carries positive (+21 on a −100 to +100 scale) composite sentiment. The score fuses recent news tone, analyst recommendations, technical posture, insider and congressional activity, and market attention into a single figure. The full breakdown of each component is in the report.

How has FCNCA stock been performing?

First Citizens BancShares Inc last closed at $2,090.36, in the upper half of its 52-week range of $1,623.76–$2,296.30.

What is FCNCA's market cap and valuation?

First Citizens BancShares Inc has a market capitalization of about $23.61B, a trailing P/E of 11.2, a dividend yield of 0.40%.

What sector is FCNCA in, and who are its competitors?

First Citizens BancShares Inc operates in the Financial Services sector, specifically Banks - Regional. Comparable companies include WFC, C, USB, PNC, FITB.

Where can I find a full analysis of FCNCA?

The full FCNCA report covers the bull and bear cases, technical signals with entry, stop and target levels, complete financial statements, earnings history, insider and congressional trades, and the conditions that would invalidate the thesis. It requires a free account.

Analysis history

Every saved analysis, newest first.