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BAC vs C

Bank of America Corporation (BAC) and Citigroup Inc. (C) compared on valuation, profitability, price performance and market sentiment. BAC sentiment is positive; C is positive. Last analyzed Jul 14, 2026 and Jul 30, 2026.

Performance

Each rebased to 0% at the start of its recent history — the gap is relative out/under-performance.

+50%0%BAC +33.14%C +65.81%
BACCC has outperformed over this window
BAC

Bank of America Corporation

positive+19
C

Citigroup Inc.

positive+20
Last close
$59.50$127.13
Market cap
$422.25B$213.25B
P/E (TTM)
14.8Stronger: 13.7
Forward P/E
11.6Stronger: 9.9
Price / book
1.5Stronger: 1.1
Net margin
Stronger: 28.96%21.83%
Revenue growth
+8.10%Stronger: +14.50%
Dividend yield
1.88%Stronger: 2.11%
Beta
1.181.09
52-week high
$60.83$147.96
52-week low
$44.75$87.94

marks the stronger side on ratios, margins, growth and yield. Levels like price and market cap aren’t scored.

Where they differ

Bank of America Corporation

Financial Services · Banks - Diversified

Bank of America is a diversified financial institution headquartered in Charlotte, North Carolina, tracing its origins to 1784. Through its subsidiaries, it serves individual consumers, small and middle-market businesses, large corporations, institutional investors, and governments in the United States and internationally. The company reports through four segments. Consumer Banking covers deposit accounts, credit and debit cards, mortgages and home equity lending, and other consumer loans. Global Wealth & Investment Management provides investment management, brokerage, banking, and trust and retirement services. Global Banking offers commercial lending, trade finance, treasury and cash management, and underwriting and advisory services. Global Markets handles market-making, financing, securities clearing and custody, and risk management products across interest rate, credit, currency, equity, and commodity markets.

Full BAC overview →

Citigroup Inc.

Financial Services · Banks - Diversified

Citigroup Inc. is a diversified financial services holding company headquartered in New York. Founded in 1812, it serves consumers, corporations, governments, and institutions across North America, Europe, the United Kingdom, the Middle East, Africa, Asia, and Australia. The company reports through five segments. Services covers treasury and trade solutions — cash management, trade finance, and working capital for multinational corporations, financial institutions, and public sector clients — along with securities services such as custody, post-trade technology, and data solutions. Markets provides sales and trading across equities, foreign exchange, rates, spread products, and commodities, plus market-making, financing, and prime brokerage. Banking spans investment banking, including equity and debt capital markets and advisory work on mergers, acquisitions, divestitures, and restructurings, together with corporate and commercial lending. U.S. Personal Banking offers proprietary and co-branded credit cards and retail and small business banking. Wealth serves affluent and high-net-worth clients, along with law firms and other professional practices, through banking, lending, mortgages, investment management, custody, and trust services.

Full C overview →

BAC vs C: frequently asked questions

Which has the higher market cap, BAC or C?

BAC has the higher market capitalization. BAC is about $422.25B, compared with about $213.25B for C.

Which has the lower trailing P/E, BAC or C?

C has the lower trailing P/E. BAC trades at 14.8 times trailing earnings, versus 13.7 for C.

Which has stronger market sentiment, BAC or C?

C has the stronger composite sentiment score. BAC scores 19 and C scores 20 on a −100 to +100 scale.

Which pays the higher dividend yield, BAC or C?

C has the higher indicated dividend yield. BAC yields 1.88%, compared with 2.11% for C.

Full comparison

Go deeper on BAC and C

Line up margins, growth, valuation and shared ETF exposure side by side — then read the full thesis, signals and risk levels behind each name.